One of our main purposes at New Kingdom Inc. is to educate the public about all aspects of insurance policies. That is why we have decided to debunk four of the most common myths about insurance claim, so you never feel misguided again.
- Myth: Hiring a public adjuster will be really expensive. You should go with your insurance adjuster.
Fact: This is one of the most frequent myths we hear all the time. The answer is no. First of all, at New Kingdom Inc., we do not charge any fees to our clients when they request our contractor services. We will help you restore your property as soon as possible to avoid further damage, and you will also have our public adjuster services at no extra cost.
A public adjuster is hired by the property owner, while an insurance adjuster works for the insurance company.
- Myth: My property has to be severely damaged to make a claim. Otherwise, the insurance will deny it.
Fact: By no means. Oftentimes, hail and wind damage are difficult to see for untrained eyes and could lead to major problems. That’s the reason why you have to take proper actions to protect and prevent further damages in your property. Whether you notice signs of damage or not, you want to have your property inspected by an expert who will evaluate the condition of your roof, taking proper actions, and handling the insurance claim immediately. At New Kingdom, we offer free -no contact- inspection with no obligations at all. We have experience in logging and submitting initial and supplemental claims for a policyholder.
- Myth: Out-of-pocket repairs can come at a few hundred dollars while going with your insurance can cost thousands of dollars.
Fact: Not exactly. You may think Jeff -your friend you trust to take care of your small home repairs- can surely help you with new damages in your property. Let us tell you this could end up being much more expensive than hiring an expert who will determine causes while taking proper actions to prevent further damages. Remember that cheaper isn’t always better when protecting your property. Besides, bad repairs can affect a claim later on or, even worse, will decrease property value.
The only expense you could be charged is your deductible, unless you want something additional to what your policy states
- Myth: I need three estimates before submitting an insurance claim.
Fact: Not at all. Dealing with contractors is stressful and time-consuming. We know it. So requesting three estimates might take you the entire day while juggling with family responsibilities, friends, your boss, and repairs. There is no need to put extra work on top of your situation. You don’t need an estimate. The point here is, no matter how much the contractor charges, you will need an expert in the details and language of insurance policies. By choosing us, you will rest assured of getting the best public adjuster in Illinois. We are A+ rated with the BBB because we bring our expertise, integrity, and our guarantee to represent you in the highest regard.